Tips for Jewelry Protection

Awareness is the best prevention to help avoid jewelry loss.

Insurance may not be the first thought when considering about a romantic proposal or expensive gift, but it should be a top priority.

Let us know if you’re considering a jewelry purchase and we can help you plan. Click here to schedule an appointment online.

According to Statista, Colorado ranked 22nd on the list of US State Reported Burglary statistics with 22,813 reported burglaries in 2017 (latest survey). Read the tips below to help avoid a personal jewelry loss.


1.  Be aware of who has access.

  • Lately we’ve seen multiple news articles reporting employees stealing jewelry from employers. For business owners and managers, doing background checks and employee screenings will help with security.
  • Easily accessible jewelry tends to be stolen by random thieves, employees, coworkers or even friends. Awareness is a simple and important way you can protect yourself.

2.  Choose a safe place to keep jewelry

  • The majority of thefts happen when personal jewelry is visible or accessible. Don’t place your jewelry and jewelry boxes on your dresser or dresser drawers, these are common places and the first place a thief will look.
  • Invest in a fire, torch and tool resistant safe with a UL rating. Bolt to the structure if possible, in a part of the house that is not easily accessible.
  • The best place to keep jewelry is in a safe deposit box at a bank, especially your most valuable pieces.

3.  Be careful when wearing gloves.

  • The prongs of a ring can catch on the fabric possibly resulting in a loss.

4.  Avoid placing jewelry in your pockets.

  • Pockets have been known to rip on occasion, you wouldn’t want anything slipping through and disappearing.
  • Some of us are better at keeping track than others, and we might accidentally run our clothes through the wash without remembering to remove our jewelry – eek!

5. Remove to prevent damage.

  • Whether it’s lawn work, sports, hiking, horsing around with the dog or other outdoor activities, consider removing your jewelry to avoid damage.
  • Place it in a safe location!

6. Take your jewelry to be regularly inspected.

  • Stopping by the jeweler for regular inspections will help prevent damage.
  • When you have the prongs and mountings checked once a year it can help avoid loose stones and prevent a loss.

7.  Beware of sinks, counters and public areas.

  • Try your hardest to never set your jewelry beside the sink when you’re using it.
  • Rings can easily get lost or stolen if given the opportunity

8.  Have your jewelry appraised.

  • Seeking a qualified jewelry appraiser will help you prepare for accidental insurance replacements purposes. Statistically, diamond engagement rings and wedding rings are most likely to be stolen.
  • Ideally, jewelry appraisals should be updated every two or three years, but no later than five years. You should also get a new appraisal if your item has been significantly altered.
  • Statistically, jewelry only has a recovery rate of 3% (compared to stolen cars, with a 59% rate of recovery). Having an updated appraisal will help replace everything that’s been lost.

Reference Articles:

  1. https://www.propertycasualty360.com/2019/02/14/8-tips-for-valentines-day-jewelry-protection/?kw=8%20tips%20for%20Valentine%27s%20Day%20jewelry%20protection&utm_source=email&utm_medium=enl&utm_campaign=newsflash&utm_content=20190214&utm_term=pc360
  2. https://www.statista.com/statistics/232539/burglaries-reported-in-the-us-by-state/
  3. https://www.statista.com/statistics/252444/recovery-rate-of-stolen-property-in-the-us-by-type/

3 Comments

  1. Thanks, it is very informative

  2. Very efficiently written story. It will be useful to anybody who utilizes it, including me. Keep up the good work – i will definitely read more posts.

  3. I like your tip about using prongs and mountings. That makes sense considering you want to get jewelry strengthened against the elements. I’ll have to consider your tips so that I can take care of the jewelry.

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