Home Insurance

Home insurance provides coverage for damage to your home and other structures on the property. This damage can be caused by wind, fire, vandalism, and other outside forces.

This covers your personal possessions. This is comprehensive and covers many types of damage and causes of loss. Make sure your policy includes Contents Replacement Cost as it pays for the cost of repair or replacement without deduction for depreciation.

Personal liability protects you financially when you're legally liable for someone else's bodily injury or property damage from an accident or negligent acts from your or members of your household on or off of your property. The coverage can include costs to resolve claims or defend lawsuits or acts of your pet. 

This covers no fault injuries that occur at your residency for anyone outside of your household members

Additional living expenses  covers up to two years of living expenses if a covered loss makes your home unsuitable to live in. 

THINGS TO CONSIDER WHEN LOOKING AT HOME INSURANCE

Having a big sale, on-site celebrity, or other event? Be sure to announce it so everybody knows and gets excited about it.

Bundling home and auto insurance policies presents saving opportunities in both home and auto insurance.

Reviewing your home insurance annually ensures you are always checking to make sure you have the best cost for your coverage and in the best insurance company that suits your needs. As time changes, as does the needs of the household and being diligent about your coverage will save you money and stress when accidents occur.