Auto insurance is required by the state of Colorado in order to legally drive. This protects you and your family financially in the event that there is an accident that results in the destruction of the car or personal injury within the family. Ask us how we can protect your family and you vehicle!
This covers expenses to others due to injuries or death that you, or someone driving your vehicle may cause, such as medical expenses, loss of income, and pain and suffering. Most states require a minimum coverage.
This covers damage you, or someone driving your vehicle, may cause to someone else's property.
Medical payments or personal injury protection (PIP) covers the medical bills and funeral expenses in the even that you, your passenger, or a pedestrian is hurt or killed. It can also cover you or a family member who is injured in someone else's vehicle as a passenger.
Collision covers damage to your vehicle resulting from a collision with another vehicle, object of as a result of flipping .
Like collision this covers damage to the vehicle, the difference is that it covers damage resulting from fire, theft, falling objects, and/or natural disasters.
This covers payment of medical costs, lost wages, and suffering for you if there is an accident with a motorist who is not insured or under insured.
THINGS TO CONSIDER WHEN THINKING ABOUT AUTO INSURANCE
Often the state requires less liability than what needs to be covered in the event of an accident or injury. Having higher liability limits protect you from having to pay more out of pocket.
There are several optional coverage that are not required by the state. Accident forgiveness, emergency roadside assistance, personal umbrella are just a few examples of the opportunities you have to help save you money in the event of an accident or injury.
Bundling home and auto presents opportunities to save money in both home and auto insurance.
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